How to Prepare Your Home for a Flood

Flooding near St. Adolple shut down many roads, as seen in this 2009 file photo.

With flood waters expected to reach 2009 levels throughout most of the province this spring, CAA Manitoba is reminding homeowners to take precautions early, including making sure their insurance is up to date.

CAA spokesperson Liz Peters says while homeowners can’t always prevent flood waters from reaching their homes, what they can do is ensure their insurance accurate.

“Everyone should make it a priority to ensure their policies are accurate, current and provide all the coverage they need,” Peters said. “Make sure recent renovations and additions are reflected in your coverage. If you plan to install a sump pump or back water valve, you also need to report that to your broker.”

Homeowners should schedule an insurance check-up with their broker as soon as possible because often during natural disasters, such as floods, new or upgraded policies can be restricted.

Earlier this week, the province and city announced a joint subsidy program for homeowners to install a sump pump and backwater valve, retroactive to May 1, 2010.

Download a complete list (PDF, 164 KB) of what to check for to ensure your property is protected from flood waters.